Balance Transfer Credit Card

Take control of your finances with a credit card that gives you flexibility to repay what you owe. Plus, the Balance Transfer Credit Card offers cashback as well as rewards from your favourite shopping brands – all for no annual fee.
Credit is subject to status, affordability and applicable terms and conditions.

Representative example

21.9% APR 

(variable) 

Representative APR

21.9% p.a 

(variable)

Purchase rate

Based on an assumed credit limit of

$1,200

Card details

  • 0% interest for 28 months* on balance transfers made within the first 60 days of account opening

    A 1.4% fee applies (minimum $5).

  • 0% interest on purchases for 3 months* from account opening
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Rewards

  • Enjoy cashback and rewards

    Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our home&Away rewards programme. For all offers check out the home&away website.

Using your card

  • Make contactless transactions
  • Manage your card online

    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.

  • Get an additional card

    Add your partner or family members over 18 to your account. It's a simple way to get more from your Credit Card.

  • Use your card abroad

    You can use your Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-cash machines may also charge a fee.

  • Enjoy 24/7 worldwide assistance

    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

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