bank account

Balance Transfer Credit Card

  • 0% interest for 28 months* on balance transfers made within the first 60 days of account opening – a 1.4% fee applies (minimum $5).
  • 0% interest on purchases for 3 months* from account opening
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

21.9% APR (variable)
Representative APR
21.9% p.a. (variable)
Purchase rate

Based on an assumed credit limit of

$1,200

bank account

Purchase Plus Credit Card

  • 0% interest on purchases for 18 months from account opening
  • 0% interest for 18 months* on balance transfers made within the first 60 days of account opening – a 2.99% fee applies (minimum $5).
  • Earn cashback from your favourite shopping brands with Visa Offers
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

22.9% APR (variable)
Representative APR
22.9% p.a. (variable)
Purchase rate

Based on an assumed credit limit of

$1,200

bank account

Classic Credit Card

  • Exclusively available to customers

  • Up to $1,000 credit available

  • No annual fee
Credit is subject to status, affordability and applicable terms and conditions.

Representative example

29.9% APR (variable)

Representative APR

29.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of

$1,000

bank account

Premier Credit Card

  • Exclusively available for Premier account customers
  • Reward Programme - collect reward points which can be redeemed for shopping vouchers and frequent flyer miles
  • Introductory offer: 0% on purchases for 9 months after account opening*

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

18.9% APR (variable)
Representative APR
18.9% p.a. (variable)
Purchase rate

Based on an assumed credit limit of

$1,200

bank account

Premier World Elite™ Mastercard®

  • Exclusively available for Premier account customers
  • Enhanced Rewards Programme - collect double points compared to the Premier Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles
  • Receive 40,000 reward points when you spend $2,000 in your first 90 days of card membership
Credit is subject to status, affordability and applicable terms and conditions.

Representative example

59.3% APR (variable)
Representative APR
18.9% p.a. (variable)
Purchase rate

Based on assumed credit limit of:

$1,200

With an annual fee of:

$195

bank account

Student Credit Card

  • Exclusively for existing Student Bank account holders
  • Earn cashback from your favourite shopping brands
    with Visa Offers. Visa Offers is now available to all Student Credit Card holders
  • No annual fee
  • Up to $500 credit available
Channel Islands and Isle of Man customers are not eligible to apply for student credit cards.

Representative example

18.9% APR (variable)
Representative APR
18.9% p.a. (variable)
Purchase rate

Based on an assumed credit limit of

$500

Why may I want a Student Credit Card? 

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