Online Bonus Saver

Earn bonus interest every month you don't make a withdrawal.
  • Start saving with just $500
    That's all you need to open an account, to a maximum of $2,000,000. Please note that accounts are limited to one per customer
  • Get a higher rate on balances of up to $10,000
    If you have more than $10,000 in your account, we pay a lower interest rate on the amount above that – see our interest rates.
  • Bonus interest,calculated daily
    When you qualify for a bonus interest payment, it’s calculated on the daily balance and paid monthly.
  • Manage your account online
    As the name suggests, this account is ‘online only’. That means you can access your funds anytime you need them and all your interactions with this account will be online.

Open a Online Bonus Saver today

How to apply for an Online Bonus Saver

Please read the important product information and check eligibility before you apply.

Key product information

How it works

Our Online Bonus Saver account gives you a variable rate of 0.55% AER/gross (including bonus interest) for any calendar month you don't make a withdrawal. You'll get a variable rate of 0.10% AER/gross in any calendar month you do make a withdrawal or close your account.

You can open an Online Bonus Saver with $500 or more. If you have more than $10,000 in your account, interest is paid at a lower rate on balances above that amount.