Consent to Let

If you have a residential mortgage and need to temporarily rent out your property - you can apply for a Consent to Let. This is a temporary agreement obtained from us to provide you with permission to rent your property out. It is a condition of your mortgage that you obtain consent prior to renting your property out.

This is usually over a 12 month period and is used for short term/temporary changes in your circumstances without being required to transfer to a Buy to Let mortgage.

If you wish to rent your property out on a permanent basis you'll need to apply for a Buy to Let mortgage.

won't consider an application for consent to rent out your property until at least 6 months after drawdown of the mortgage except in exceptional circumstances, such as for armed forces personnel.

• Log onto online banking, and send us a request to rent out your property by sending us a secure e-message. All requests need to include the reason for and time period of the request. Requests cannot be made for a future date, and need to be made no more than 2 weeks before the desired start date. If agrees to you renting out your property, a mail consenting to the arrangement will be sent by post
• Alternatively, call us to speak to one of our Mortgage Advisors 0^† Textphone 0
• If you wish to make your request in writing, please send your mail to: our Service Centre.

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

† Lines open Monday to Friday 8am - 9pm, Saturday 8am - 8pm, Sunday 9am - 6pm. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.